5.0
Google rating
Strategic mortgage advisor and educator
A calmer way
to get a mortgage.
Advice first, always. Whether you’re buying your first Florida home or financing your fifteenth rental, MaryAnn walks you through every option — clearly, personally, and at your pace.
LLC-friendly · Many lenders, one application · Clear terms
22
Client reviews
37+ states
Investor loans
Florida
Licensed broker
Lender for life
Support past closing
Loan programs
Financing matched to the goal
From your first rental to a growing portfolio — and the home you live in, too — MaryAnn matches the loan to the goal.
Explore →
Investor / DSCR
Financing for real estate investors, structured around the deal rather than your tax returns.
- DSCR, fix & flip, bridge, construction
- LLC and entity ownership welcome
- Commercial & multifamily programs
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Home purchase
FHA, VA, and conventional loans for first-time and move-up buyers.
- Lower down-payment options
- Plain-language pre-approval
- Guidance through closing day
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Refinance
Lower your payment or put equity to work — with the trade-offs explained plainly.
- Rate-and-term or cash-out
- Side-by-side comparison vs. your current loan
- Clear break-even math before you commit
How working together works
01
Talk it through
A relaxed conversation about your goals, your timeline, and your numbers. No paperwork required to start.
02
Know your standing
MaryAnn reviews your situation and comes back with real options — what you qualify for and what each one costs.
03
Shop the market
As a broker, she compares programs across many lenders and negotiates on your behalf, not theirs.
04
Close with ease
She coordinates lender, title, and agent so closing day is the easiest step, not the hardest.
Why work with a broker
One advisor,
many lenders
01
Works for you
Not tied to one bank. I shop a network of lenders and bring the market to your side of the table.
02
Custom solutions
Loan structures matched to your goals, whether you buy, refinance, or invest.
03
Fast closings
A responsive process that keeps your file moving toward the closing table.
04
Education
You will understand every option. Clear answers first, details when you want them.
NMLS #2371921
Meet your advisor
MaryAnn Sigurdson
Strategic mortgage advisor and educator
I am a seasoned, licensed broker, and I work for you. I bring the whole lending market to your side of the table, explain your options in plain terms, and stay with you long after closing.
About MaryAnn
Lender for life
Investment and business purpose
Financing built for investors
Business-purpose lending for rentals and projects, available in multiple states. Structured around the property and the plan, not just a pay stub.
Explore investmentWhat clients say
Rated 5.0 on Google
★★★★★
5.0 average · 27 reviews
★★★★★
MaryAnn is highly-skilled at what she does. More than that, she brings a human touch to her clients.
JD
Jennie Donovan
★★★★★
As the listing agent on this transaction, I had the pleasure of working with MaryAnn Sigurdson at Ease Mortgage, and I couldn’t be more impressed.
SE
Stephen Engasser
★★★★★
Working with MaryAnn has been an absolute pleasure. She consistently goes above and beyond for her clients.
Scott Welty · Google
★★★★★
MaryAnn is a Godsend! She made the whole process very smooth. She was responsive and worked fast.
Heidi Bova · Google
Questions
Straight answers
The questions people ask most before a first conversation. Anything else, just call or text.
What does working with a mortgage broker cost?
In most cases the broker is compensated by the lender you choose, and every cost is disclosed up front before you commit to anything. You will see the numbers before you make a decision.
What is a DSCR loan?
A DSCR loan qualifies an investment property on the rent it produces rather than your personal income. In most cases no tax returns or W-2s are required, and the property can close in an LLC.
Can I close in an LLC or other entity?
Yes. Business-purpose investor loans can close in an LLC or other approved entity, subject to lender guidelines. MaryAnn will walk you through the trade-offs of entity versus personal ownership.
What states do you work in?
Home loans for a house you will live in are available in Florida. Business-purpose investor loans are available in most states — ask about yours in the first conversation.
How fast can a loan close?
It depends on the program and how quickly the paperwork comes together. MaryAnn keeps your file moving and tells you exactly what is needed at every step, so closing day arrives without surprises.
Do I need perfect credit?
No. Different programs fit different credit profiles. The first conversation is about finding what fits yours — not a sales pitch.
Free consultation and resources
Let us find your fit
Call or text MaryAnn directly, or schedule a time that works for you. A real advisor, no obligation.
(407) 383-2350
Ready to apply? Start your application online (opens in a new tab)