Unlock Your First Home in Florida with Expert Guidance

Meet Your Florida Mortgage Guide, MaryAnn Sigurdson

Buying your first home in Florida is an exciting adventure, but it can also be overwhelming. That's where Mary Ann Sigurdson comes in. As a trusted mortgage broker in DeBary, Florida, Mary Ann brings years of experience and a genuine passion for helping first-time homebuyers achieve their dreams. She’s not just another Florida mortgage broker; she’s a dedicated partner who understands the unique challenges of the Florida housing market and provides personalized solutions to make your homebuying journey smoother and more enjoyable.

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Homeownership in Florida is Within Reach

One of the biggest myths about buying a home in Florida is that you need a 20% down payment. The truth is, there are many options available today that can make homeownership accessible with much smaller or even no down payment, known as 100% financing. MaryAnn specializes in guiding first-time homebuyers through these options, from FHA loans that require as little as 3.5% down to various down payment assistance programs available in Florida.

With programs like the Hometown Heroes initiative and other Florida-specific grants, MaryAnn helps you navigate the financial landscape to find the best home loan program for your situation. Whether you’re concerned about your credit score or the amount of cash you’ll need, she simplifies the process and ensures you understand all your options for buying a home in Florida.

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Real People, Real Success in Florida

When you work with Mary Ann, you’re not just another client—you’re part of a success story. Take Jay, for example. As a self-employed professional in Florida facing a family crisis, Jay didn’t think he could qualify for a home loan. But with Mary Ann’s guidance and persistence, he secured his dream home in Florida with less money out of pocket than he ever imagined.

Then there’s Megan, a young first-time buyer who struggled in Florida’s competitive market. With Mary Ann’s support, Megan found the perfect condo in a nature-filled Florida community at a price she could afford, turning what seemed impossible into a seamless adventure.

These stories are just a glimpse of how Mary Ann transforms challenges into triumphs for her clients, always going the extra mile to ensure they not only secure a home but do so with confidence and comfort.

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Your Path to Homeownership in Florida

The homebuying process in Florida can be daunting, but with MaryAnn by your side, it's a journey you can embark on with confidence. Here's how it works:

1. Initial Consultation: It all starts with a simple conversation. MaryAnn will get to know you, understand your financial situation, and discuss your Florida Homeownership goals. 
2. Pre-Approval: She'll help you get pre-approved, so you know exactly how much home you can afford and what your monthly payments will look like.
3. Finding the Right Program: Based on your needs, MaryAnn will match you with the best loan programs, including those that offer down payment assistance specific to Florida. 
4. Making an Offer: Now you are going to want to be working with a great Realtor to complete this step. When in comes to buying a home it takes a village! MaryAnn will work with your Realtor to craft a competitive offer. 
5. Closing the Deal: From paperwork to approvals, Maryann ensures everything is in order for a smooth closing.

With MaryAnn, each step is handled with care, ensuring you're informed and comfortable as you move forward in your journey to homeownership if Florida.